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Mortgage

Apply Online with our Online Mortgage Application!

At Peoples Bank of Alabama, we like to focus on turning your hopes and ideas of a home into your reality. If you are interested in buying or building we have a variety of home loan options to offer you. It's easier than you think to find a mortgage that's just right. We offer the following types of programs:

  • Conventional, FHA, USDA and VA loans
  • Construction / Permanent loans
  • Programs for first time homebuyers
  • VA IRRL loans
  • FHA Streamline IRR loans
  • HARP Loans
  • JUMBO Loans
  • Long term rate lock options

Being a community bank, we will make sure you get the right mortgage loan with competitive rates and terms that fit your budget. We have Mortgage Specialists covering Cullman County, Cherokee County, Marshall County, Jefferson County, Blount County, who can give you quick decisions and personal service from application all the way through to the closing. Get on the path to purchasing your home today. Our loan center provides you 24-hour access to the following mortgage services:

  • Streamlined application process
  • Apply anytime, from anywhere
  • Quick online approvals
  • Complete your application on your schedule
  • New home mortgages or refinances
  • Detailed cost information
  • Rate Watch automatically emails you when your desired rate is available
  • Rate Watch automatically emails a customized rate quote on a daily, weekly, or monthly basis-you decide!
  • Calculators let you experiment with different products
  • Takes the mystery out of mortgage terminology with our glossary
  • Get a Personalized Quote with the most up to date interest rates available

Need personal service? Just ask. If you need help with your online application and personal resources, online help is available. The most frequently asked questions can be accessed at any time during the application; or contact our Mortgage Team Lead at 256-735-9582.

Finally, low rates with great service…together at last! Just another way we at Peoples Bank of Alabama exceeds expectations everyday!!

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

Click "OK" to continue or "Cancel" to go back.

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

Click "OK" to continue or "Cancel" to go back.

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

Click "OK" to continue or "Cancel" to go back.

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

Click "OK" to continue or "Cancel" to go back.

OK Cancel

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You are leaving the Peoples Bank of Alabama web site.

The web site you have selected is an external site located on another server. We are offering the link for your convenience.

Peoples Bank of Alabama has no responsibility for any external web site. We cannot warranty, express or implied, any external site.

Thank you for visiting our web site.

Click "OK" to continue or "Cancel" to go back.

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