Welcome to your new, more secure Peoples Bank of Alabama Discover® debit card.
Simple. Smart. Secure.
We are excited to announce the new, more secure Discover® debit chip card for Peoples Bank of Alabama cardholders!
BENEFITS OF YOUR NEW CHIP CARD:
More secure! Embedded microchip authenticates payments by adding an additional layer of security. (Note: This is NOT an RFID Chip)
Widely accepted! Discover Card is accepted at over 10 million U.S. merchant locations.
Accepted at over 415,000 ATMs across the country.
How to Use your new chip card with ease
Insert the Card
When you are ready to make your purchase, just insert your debit chip card into the slot at the bottom of the card reader. Leave your card in the slot until the transaction is complete.
How the Chip Works
While your debit card is in the reader, the chip embedded in your card uses technology that keeps your information secure and makes it very difficult for fraudsters to obtain your card information.
Verify Your Purchase
Once your debit card is in the reader, you may be prompted to sign or enter your PIN for your purchase. Don't forget to remove your card when the transaction is complete.
No Reader, No Problem
Don’t worry if the merchant doesn’t have a working chip card reader, or if it is not yet enabled for Debit transactions. Just swipe and use your debit card as you normally would, but where available, enter your 4-digit PIN. On swiped transactions this provides more security than just a signature.
Activate your card to begin using it everywhere Discover® is accepted. Simply call the activation number on the temporarily attached sticker when your new card is received.
Important Notices for Cardholders
Your Peoples Bank of Alabama Discover debit card will have a new expiration date. Please contact any businesses that automatically deduct payments electronically from your debit account to alert them of your debit card number and new expiration date before your old card is deactivated.
We recommend you activate your new card and begin using it immediately. You can activate your card by calling the toll-free activation number (located on the sticker temporarily attached when you receive the card) from a home or mobile phone number related to your account.
You may chose your own PIN when you first use the card at a point-of-sale purchase or ATM transaction. This will set the permanent PIN for your new card.
Please also sign the back of your new card in ink immediately.
After activation, please destroy your old card. Shredding your old card and disposing in separate trash bags can be a secure method of disposal.
You may later change your PIN at any Peoples Bank of Alabama ATM.