Welcome to your new, more secure Peoples Bank of Alabama Discover® debit card.
YOUR NEW CHIP CARD:
Simple. Smart. Secure.
We are excited to announce the new, more secure Discover® debit chip card for Peoples Bank of Alabama cardholders!
BENEFITS OF YOUR NEW CHIP CARD:
More secure! Embedded microchip authenticates payments by adding an additional layer of security. (Note: This is NOT an RFID Chip)
Widely accepted! Discover Card is accepted at over 10 million U.S. merchant locations.
Accepted at over 415,000 ATMs across the country.
How to Use your new chip card with ease
Insert the Card
When you are ready to make your purchase, just insert your debit chip card into the slot at the bottom of the card reader. Leave your card in the slot until the transaction is complete.
How the Chip Works
While your debit card is in the reader, the chip embedded in your card uses technology that keeps your information secure and makes it very difficult for fraudsters to obtain your card information.
Verify Your Purchase
Once your debit card is in the reader, you may be prompted to sign or enter your PIN for your purchase. Don't forget to remove your card when the transaction is complete.
No Reader, No Problem
Don’t worry if the merchant doesn’t have a working chip card reader, or if it is not yet enabled for Debit transactions. Just swipe and use your debit card as you normally would, but where available, enter your 4-digit PIN. On swiped transactions this provides more security than just a signature.
Activate your card to begin using it everywhere Discover® is accepted. Simply call the activation number on the temporarily attached sticker when your new card is received, OR once you receive your new PIN use your new card at an ATM or make a purchase using your new PIN number.
Important Notices for Current Cardholders
Your Peoples Bank of Alabama Discover debit card will have a new card number and expiration date. Please contact any businesses that automatically deduct payments electronically from your debit account to alert them of your new debit card number before your old card is deactivated.
We recommend you activate your new card and begin using it immediately. You can activate your card by calling the activation number on the sticker, or once you receive your new PIN by using the new card at an ATM or by conducting a PIN transaction with your first purchase. Your old card will be deactivated 120 days after you receive your new card.
Your new PIN should arrive in the mail two days after you receive your new card. You may change your PIN at any Peoples Bank ATM.