Advanced technology hasn't found a way to eliminate all human error. So, you may still want Overdraft Privilege to provide that extra assurance against bouncing an important check. If you never use it, it costs you nothing.
Overdraft Privilege protects your account by advancing funds to your checking account as needed to cover a required difference up to a predetermined limit. Unlike many other banks, Peoples Bank of Alabama does not charge advance fees.
You can transfer funds between your accounts anytime for free, and as often as you like by using People’s Bank Internet Banking; using the Transfer Funds feature after logging into your account.
