Certificates of Deposit
Certificates of Deposit are designed to reward depositors who deposit funds and leave them on deposit for a specific length of time ranging from three months to five years. Our Certificates of Deposit offer high rates, high returns, and no market risk.
ACCOUNT FEATURES
- Terms from three months to five years
- Compounded daily
- Free electronic transfer of interest
- Auto renewal with 10 day grace period
- FDIC insured
ACCOUNT MINIMUMS
- A $1000 minimum balance is required
COSTS AND FEES
- There are fees for early withdrawal of principal before the stated maturity date
- If you don't want to renew, you have a 10 day grace period to let us know online, by phone or by mail
SAFE & SECURE
- FDIC insured up to $250,000 per depositor
- FDIC certificate number is 35546
|
| RATES |
| Term |
APY |
Rate |
| 6 Month |
0.60% |
0.59% |
| 12 Month |
1.00% |
0.99% |
| 24 Month |
1.50% |
1.49% |
| 36 Month |
1.75% |
1.74% |
| 48 Month |
2.25% |
2.24% |
| 60 Month |
2.75% |
2.74% |
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|
|
|
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| 18 Month |
|
|
| *No Penalty* |
1.50% |
1.49% |
|
**18 Month No Penalty CD - No penalty for early withdrawal when deposited into another Peoples Bank CD.
