Certificates of Deposit

Certificate of Deposit AccountsCertificates of Deposit are designed to reward depositors who deposit funds and leave them on deposit for a specific length of time ranging from three months to five years. Our Certificates of Deposit offer high rates, high returns, and no market risk.

 

ACCOUNT FEATURES

  • Terms from three months to five years
  • Compounded daily
  • Free electronic transfer of interest
  • Auto renewal with 10 day grace period
  • FDIC insured

ACCOUNT MINIMUMS

  • A $1000 minimum balance is required

COSTS AND FEES

  • There are fees for early withdrawal of principal before the stated maturity date
  • If you don't want to renew, you have a 10 day grace period to let us know online, by phone or by mail

SAFE & SECURE

  • FDIC insured up to $250,000 per depositor
  • FDIC certificate number is 35546
RATES
Term APY Rate
6 Month  0.60%  0.59%
12 Month  1.00%  0.99%
24 Month  1.50%  1.49%
36 Month  1.75%  1.74%
48 Month  2.25%  2.24%
60 Month  2.75%  2.74%
18 Month
*No Penalty* 1.50% 1.49%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           **18 Month No Penalty CD - No penalty for early withdrawal when deposited into another Peoples Bank CD.